Personal Lines Insurance
Without the right medical cover, accidents and illnesses can put individuals and families under significant financial pressure, pushing them into debt and making it difficult to receive the expert medical care they need. That’s why People & Partners has created a range of coverage for health insurance in Cambodia.
People and Partners Insurance provides the highest quality cover, support and customer service, ensuring you get the best health insurance in Cambodia.
We have a range of policies to guarantee you and your loved ones get the right health care. All costs will be reimbursed by People & Partners, including major expenses like emergency services, surgery and hospital accommodation. Our affordable medical insurance also includes pre-hospital consultations for early diagnosis, and post-hospital benefits to make sure you get back on your feet quickly.
Our dedicated health insurance division is supported by a national network of health care professionals, and each policy is backed by major insurance Underwriters in overseas markets. We have developed special cover packages for Healthcare/Medical Insurance, depending on the levels and amounts of Benefits required. All our policies have 24/7 call centers for claims including worldwide incidents where covered.
Details of the cover
The company agrees to pay compensation, up to the maximum amount as stated in the Benefit Schedule, in the event of medical treatment following accidents, and medical conditions following illness, limited to in-patient treatment and Daycare Treatment. Costs of treatment are as per the schedule of benefit.
Definitions
Daycare Treatment: Refers to eligible Treatment (excluding Out-Patient Treatment) at a Hospital or daycare unit where the Insured Member is admitted to a Hospital bed as an emergency case but less than 6 hours as recommended by doctor or physician.
Inpatient: The period of confinement at hospital for receiving Medically Necessary Treatment is subject to maximum 6 hours or no minimum.Age Limit: 0-65 years old, children age 30 days onward.
Medical & Surgical Benefits
Accommodation, Recovery Room for Intensive Care (Max 20 days) - USD$200
Accommodation, Recovery Room for Ordinary Care (Max 70 days) - USD$55
Surgical Benefits - USD$4,800
In-Hospital Doctor Visit per day (Max 90 Days) - USD$25
Pre-Hospital Diagnostic and consultations - USD$200
Supplemental accident expense within 24h after the accident - USD$550
Hospital general Fees - USD$1,400
Post-Hospital Benefits (within 90 days following discharge) - USD$90
Government Hospital Cash Allowance for free of charge hospital (up to 90 days) - USD$60
Funeral/Burial/Cremation Cost - USD$500
Road Ambulance Transport - USD$300
Companion Accommodation (Per Night) - USD$40
Outpatient Care per Plan/Policy Period (Co-payment 10%) - USD$100
Accidental Damage to Natural Teeth per Plan/Policy Period - USD$550
Main Exclusions
Evacuation or Repatriation
Outpatients Treatment
Alcohol and/or drug abuse
Dietary supplements, vitamins etc
Cosmetic surgery or products
Medical check ups
Dental Treatment
Optional Treatment
Optional Wider cover
For extra premium clients can purchase the following:
Evacuation/Repatriation
Outpatients Treatment
Medical check-ups
Dental Treatment
Optical Treatment
Why You Should Insure with People & Partners Insurance PLC
We are medical insurance experts and we employ a Medical Doctor to assist us and advise where needed on policy cover and claims issues.Our “A” Rated International Reinsurance Panel provide us with the Best Terms worldwide and we also use their International Assistance Network to facilitate claims service and payments to overseas claims and Hospitals, where they form part of the Insurance coverage.We Pay claims Quickly, Once we have the necessary claims documents and invoices we process the local claims very quickly, using our own internal system and staff. Where there is a claim in an overseas country, usually in Asian countries, we use our International Panel of clients and Hospitals Via our Reinsurers Worldwide Network, with no extra charge to the client for this service.
Getting the right cover is easy
Our premiums are very competitive in this market from the basic coverage to all the various options (including evacuation/repatriation covers). Simply ask our Expert Team.Our health insurance professionals are ready to tailor an insurance policy specifically for your needs. Contact us by phone, message us on Facebook or use the form below.
